Select Auto Protect Review and Prices

Extended car warranties can be a stressful subject for many people, especially considering the number of phone calls many of us receive about them on a daily basis. Even so, there are legitimate reasons to buy an extended warranty and there are plenty of legitimate companies willing to sell them to you without 435 phone calls afterward. Select Auto Protect is one of them, so let’s take a closer look at how the company works.

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About Select Auto Protect

Select Auto Protect was established in 2020 and has garnered excellent reviews since then. The company provides three coverage options. The company has picked up decent customer reviews in its time, and is one of a few extended warranty providers that does not limit the number of claims that can be filed. Select Auto Protect offers a 30-day money-back guarantee and states that if a covered component can’t be fixed, it will be replaced.

Pros and Cons

  • No limit on number of claims
  • Available in all 50 states
  • Good customer reviews
  • Affordable plan options
  • Ability to work with any ASE certified repair shops
  • Limited number of plans available
  • Getting a quote requires calling and giving personal information

What is Covered by Select Auto Protect Plans?

Select Auto offers three levels of coverage. Take a look at the table below for an overview of your coverage options with Select Auto Protect

Coverage OptionsSelect SilverSelect GoldSelect Platinum

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Which Select Auto Protect Plan is Right for Me?

If you don’t need the additional coverages for items like turbochargers and superchargers, you will likely be better served choosing one of Select Auto’s lower cost plans, such as the Gold and Silver. We’ll never steer you into an auto warranty that doesn’t give you peace of mind, but choosing a more expensive plan may result in spending tons of extra money for no good reason.

How Much Does a Select Auto Protect Plan Cost?

In general, extended warranty coverage options range in price from around $1,000 up to $3,000. Select Auto Protect promises rates that are on the low end of that spectrum, but keep in mind that you’ll need to pay a $100 deductible every time you file a claim. Older vehicles and higher-mileage models may cost more to protect than newer vehicles. Make sure to call for a quote that is personalized to your needs, as the price will vary based on your car's age, mileage and model.

Read more about How Much an Extended Warranty Costs here.

How to File a Select Auto Protect Claim?

If your vehicle experiences a failure of a covered component, you can file a claim by calling the company. Keep in mind that there is a waiting period before you can file a claim using a new warranty plan, so you won’t be able to file within the first 30 days or 1,000 miles. Be prepared to have your repair shop discuss the claim with the company, both to verify the validity of the claim and to arrange payment.

The big upside to choosing Select Auto Protect over a competitor is that the company does not limit the number of claims you can file.

Is My Car Eligible for a Select Auto Protect Plan?

The company says that there is no age limit on its auto protection plans. Your vehicle only needs to be in good working condition when you purchase your plan. You will not be required to have a vehicle inspection performed prior to purchase, but you will need the VIN and odometer reading to get started.

Common Reasons Select Auto Protect Claims are Denied

One of the most common reasons extended warranty claims are denied is if they relate to a non-covered component. Common wear items like brakes and tires are generally not included in extended warranties, so a claim for such a part would be denied. Other common denial reasons include:

  • Modifications
  • Abuse or neglect
  • Damage or theft

Select Auto Protect Ratings and Review

Select Auto Protect has received decent customer reviews, and has amassed a 4/5 star rating.

Positive customer reviews

“Rep was friendly and easy to work with. Thank you for making this a pleasant experience.”

“Jay was great, there was a little drawback in getting the mechanic paid, some discrepancy regarding price of items covered. Other than that, good service and support. Got my car A/C fixed thanks to them.”

Negative reviews

“Rubbish experience. Didn’t want to help or pay out for ridiculous reasons. Shameful.”

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Call now 860-294-9078 or get an online quote

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Read our full recommendations for the Best Extended Warranties in the industry here.

FAQ

Do I need an extended warranty?

In many cases, extended warranties are not worth the cost, but for older vehicles or for people who desire peace of mind with their used car, an extended warranty can be a big help and can save thousands. Keep in mind that the warranty itself can be expensive. Read more on our top recommendations for the Best Extended Warranties here.

Is Select Auto Protect legitimate?

Yes, the company is legitimate and offers real, extensive coverage for vehicle repairs.

What is the best extended warranty company?

CarTalk has recommended Endurance and Carchex in the past. Both companies offer a wide range of coverage products and both have received solid customer reviews. We also recommend Select Auto Protect, as they have made an excellent name for themselves since opening their doors.

Is my warranty transferable to a new owner?

Your Select Auto Protect warranty can be transferred to a new owner for no charge. Just call the company and you’ll be on your way.

How does Select Auto Protect pay my claim?

Select Auto Protect pays claims directly to the shop using its corporate credit card. Communication on what was fixed and what it costs happens between the shop and Select directly.

Editor's note and disclaimer: Car Talk is supported by our fans, readers and listeners. When you click on some of the links on our website, we may receive referral compensation. However, you should know that the recommendations we make are based on our independent editorial review and analyses.
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