Route 66 is an extended car warranty company that has been in business for over 33 years Its contracts are fully insured and backed by Assurant Solutions and provide coverage throughout the United States.
While some warranties can be purchased online or by simply calling the warranty company directly, Route 66 offers its warranties only through financial institutions. Since the company doesn’t sell warranties directly to customers, if you reach out you will be referred to the nearest participating bank or credit union for a direct quote.
Call now 1-855-534-1173 or get an online quote
Route 66 offers three plans. If you want all the specifics, then you have to email the company, find your nearest financial institution, and work with them for a detailed contract. They don’t break out that information completely online, even in brochures. Its base plan, Easy Street, lists only what is specifically not covered while the Main Street and First Street plans show what is added by those plans.
Here are the 10 most expensive repairs and how they’re covered under the three available Route 66 extended warranty plans.
|Avg Cost||Easy Street||Main Street||First Street|
(*) Brakes does not include: Pads, Rotors, Shoes and Drums
The first thing to realize is that Route 66 is going to be WRONG for you if you drive any number of car models or entire makes.
No Route 66 plans will cover you if you drive the following:
Folks, that’s almost six percent of all the vehicles sold in the United States. Nearly a million cars a year.
What this tells you is that Route 66 is more than happy to take your money if you have a Toyota that it won’t have to pay a claim on, but it’s not going to risk having to put a door lock module in your X5.
This is the basic plan. Rather than listing out all that it does include, it lists select items that are not covered. The list of items which are not covered under this plan include:
The Main Street plan increases coverage and lists the following as covered items:
Front Suspension (Bonus Coverage for vehicles with under 85,000 miles at time of purchase)
This is the premium plan from Route 66 and adds the following covered items:
Drive Axle Assembly (Front-Wheel or Rear-wheel Drive)
Drive Axle Assembly (4-Wheel and All-Wheel Drive)
Seals and Gaskets
Route 66 does not make it easy to figure out how much it costs to obtain an extended warranty. There is no direct quote mechanism online and you can’t call for a quote. If you do call, then they will refer you to your local financial institution. This can yield a wide range of figures depending on whether it's a credit union or bank and your prior history of business with that specific institution. Depending on your car expect to pay a minimum of $1,000 with the possibility of paying thousands more.
These quotes were collected from a variety of user forums. This is what actually owners said they were given for the terms of their warranties.
|Vehicle||Plan Name||Term||Total Cost||Deductible|
You have lots of options for where you take your vehicle for service when you need a covered repair. Choose any ASE Certified repair facility and you’re good. The key is to make sure you reach out to Route 66 before any work is done. You can even have the repair facility do this for you. Repairs are paid directly to whoever does the work so you don’t have to worry about out-of-pocket expenses.
Most cars are eligible for a Route 66 warranty, but there are some that are not covered.
Unauthorized repairs: You must receive authorization before any repairs are made to your vehicle. Not receiving prior authorization, even if you have receipts, can result in a rejection of your claim.
Components not a part of coverage: A car is made up of a lot of parts and it can be difficult to figure out which are and are not covered by an extended warranty. Be sure you fully understand your coverage so you know what the warranty covers before you have work done and get a surprise bill at the end.
Neglecting scheduled maintenance: You have to keep up with scheduled maintenance for your vehicle and keep the receipts as proof. If you don’t and there’s a problem that comes down to not performing this maintenance, then your claim may be rejected.
“...this warranty saved my butt. about 2 years into our experience with the vehicle the transmission started acting up. Route66 covered just about everything and the process seemed much more pleasant than any other 'insurance' i have ever tried using.” - Freak N,. Yelp “I've never had an issue getting claims paid for. Fast, friendly process. The shop I take my vehicle to has never had a problem or has ever had to wait to get paid.” - Megan R., Yelp
“...I give them 4 stars because I'd buy Route 66 over any other aftermarket warranty available. Thanks to my $3k purchase I saved about $8000 on this one repair.” - Steve P., Yelp
“I would recommend not purchasing an extended warranty from this company. I purchased the Easy Street extended warranty policy. Every time something breaks on my car and I try to use this policy, I get the same standard response that we're sorry but that's not covered under your warranty. The way they word the exclusions in the policy, almost everything can be tied back to an exclusion. Buying this warranty was a waste of money.” - Gregory V., Yelp
“They will immediately deny almost every claim. They are very nice about it, but in the end, you are really just paying them to answer the phone to tell you know.” - Bert J., Yelp
The decision to get an extended warranty is one that depends on you, your car, and your comfort level with unexpected repairs. If you are terrified at the thought of having a mechanical breakdown and being on the hook for expensive repairs, then an extended warranty can remove that fear. Instead of having to break into your piggy bank, you can budget the cost of the warranty more easily.
An extended warranty is also a good choice if your car doesn’t have a history of being reliable. If the make or model is one that is constantly in the shop, then it’s not a bad idea to have an extended warranty to manage those repairs.
The downside is that you may be paying to save yourself from repairs that never even happen. Newer cars are already covered by lengthy manufacturer’s warranties that cover key components past the time when you may even own your car. If you don’t plan on keeping your car well past that original warranty period, an extended warranty may not be worth the cost.
Always be wary of any calls out of the blue offering an extended car warranty. These are very often scams. It’s a better bet to do your own research and choose a provider that has a reputation you can trust.
Call now 1-855-534-1173 or get an online quote
Yes. Route 66 has been around for 33 years and has a solid reputation as an extended warranty provider.
There’s no way to get an online or phone quote directly from Route 66 as they will refer you instead to your local participating financial institution. As a guideline, most extended warranties start at around $1000 and go up from there by thousands.
All you need to do is take your car to an ASE Certified repair facility after having the repairs authorized either with a phone call or online and Route 66 will pay them directly.
Yes, you can cancel and receive a prorated refund or you can transfer the warranty to a new owner if you sell your car.
An extended warranty can save you big bucks on repairs, but you’re making a bet that you’ll need those repairs in the first place. If the cost is affordable for your budget and you crave that peace of mind, then an extended warranty may be worth it for you.
Yes. You can receive a prorated refund for unused time still left on your warranty, but you can also have the warranty transferred to the new owner.
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