Like most manufacturers, Subaru offers extended vehicle warranties. Unlike most manufacturers, the plans are clearly outlined and succinctly summarized for shoppers. Having researched many plans, Car Talk found the Subaru Added Security Extended Service Agreement plans (sometimes referred to as SAS plans) to be among the simplest to understand.
One way the Subaru plans are more straightforward than, say, Toyota’s, is that one can only buy a Subaru Added Security Extended Service Agreement for a Subaru when it is still covered by the 3-year, 36K manufacturer’s new car warranty. There is no plan available from Subaru for older Subarus or used Subarus outside of that window.
Subaru offers three plans. Powertrain, Classic, and Gold Plus. Subaru tries hard to make it clear which plan covers what breakdown. There are color graphics showing cut-aways of a Subaru that try to highlight which systems are included. The final page of the brochure from Subaru makes it clear that this is an “exclusionary coverage” plan, meaning that it only covers what’s on the list of covered items. It’s important for you to understand what’s on that list before you sign a contract..
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Within the three tiers, there are two choices a shopper will make. First, the duration. Subaru offers a choice of an 8-year, 120K mile plan, or a 10-year 100K mile plan. The number of miles you drive will dictate which is right for you. Second, a shopper will opt for either a zero deductible or a $100 deductible which lowers the premium price a bit.
Unlike some extended warranty companies that have told us they offer “thousands” of different plans for a given model, Subaru offers three, with two easy to understand choices of how your plan will work.
The other advantage here is the shop that’s going to be performing the work. If your car breaks down on a cross country trip and you’ve got a third party vehicle warranty, the closest approved provider might be a gas station at the end of the nearest exit. With an authorized Subaru extended warranty, the work is always going to be performed by Subaru technicians.
Specs / Key Features
Subaru’s Gold Plus plan is very similar to the new car comprehensive warranty. It covers pretty much everything a vehicle warranty would cover. The Classic plan seems to hit the major worries. The Powertrain warranty includes just the engine, transmission and drive systems.
Subaru’s Gold Plus plan is very similar to the new car comprehensive warranty. It covers pretty much everything a warranty would cover. The Classic plan seems to hit the major worries. The Powertrain warranty includes just the engine, transmission and drive systems.
The chart below is taken from CarComplaints.com and reflects owner-reported problems. We have placed an *asterisk next to the oil consumption costs since in some cases, those would be paid for under a class action settlement on 665,000 Forester, Outback, Crosstrek, Impreza and Legacy models built between 2011 to 2015 that had excessive oil consumption issues.
New Motors Subaru of Pennsylvania publishes the cost of the Subaru SAS plans on its public webpage. We have recreated the data here. Note that for all 70k, 80k and 100k plans, STi sports cars have a surcharge of $495, and the WRX has a surcharge of $295. Your local dealer may have different pricing.
|Classic Plan||Gold Plus Plan||Gold Plus Plan|
Third-party warranties are an option for any make or model vehicle. These plans are offered by companies who profit by selling used vehicle owners a plan that they know will cost them more on average than the cost of any repairs.
Endurance is one of the most well-known extended vehicle warranty companies. Endurance administers the policies it sells to vehicle owners, so you won’t be dealing with a surprise provider you have never heard of when you need to use the policy. Overall ratings for Endurance are better than average. You can read our full review of Endurance here.
CARCHEX is known as one of the more flexible third-party car warranty companies which is helpful for older model owners. CARCHEX acts as a broker and sells plans that are administered by others. This enables CARCHEX to offer a wider range of plan options. CARCHEX has very good overall ratings, including an A+ rating from BBB. You can read our full review of CARCHEX here.
The answer is little complicated. Subaru’s had three major class action lawsuits that resulted in extending its own original warranty to cover head gasket, oil consumption and CVT issues, and if you were one of the people affected, you probably wish you had that extended warranty.
Ask yourself two questions:
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It really depends on whether you have the money to cover a large repair. If your transmission falls out at 74,000 miles, you’re going to wish you had the warranty. If it doesn’t and you’ve paid thousands of dollars for a warranty, you’re going to wish you had that money back.
Yes. Subaru will sell any owner of a Subaru vehicle an SAS plan within the period of the initial three-year, 36K warranty period. After that has expired, Subaru does not offer extended warranties.
Third-party warranty companies can serve many owners’ needs. In particular, we found Endurance and CARCHEX to have higher than average ratings.
Yes. A Subaru warranty can be transferred to a private party and also be canceled for a prorated refund. There is a small transaction fee for either.
The best way to get a good price is to compare offers. We recommend reaching out to...